Michael Foster
Senior Vice President - Worksite Sal at Washington National
(727) 534-3733(727) 534-3733
Michael Foster, Washington National Agent
Contact
21251 Marsh Hawk Drive
Land O Lakes, FL 34638
US
Primary Phone:
(727) 534-3733(727) 534-3733
About Me
I'm proud to be part of a group of extraordinarily successful agents all across the nation, who bring decades of excellence in marketing, sales and customer service to the voluntary benefits business. I exclusively represent Washington National Insurance Company, who has been around for more than 100 years and is committed to helping people prepare for the unexpected at every stage of life with its portfolio of supplemental health and life insurance products.
licensed in
36 states
Joined in
Joined PMA USA in 1988Education: high school (GED)
personal background
Family: Susan Foster (wife)
Articles & News recommended by Michael Foster
The power of portability: advantages for employees and employers
September 28, 2020
No employer expects to have to lay off or furlough employees, but if the year 2020 has taught us anything, it’s to expect the unexpected.
4 strategies for caregivers of elders during these uncertain times
September 21, 2020
Are you a caregiver for an older loved one? Even under normal conditions, you face challenges every day. But during these unprecedented times, when elders are at high risk of getting sick and being isolated, you face extra trials as you strive to provide safe and compassionate care for your senior, while also taking care of yourself.
4 strategies for managing stress
September 15, 2020
There’s an old saying that goes, “The only person who likes change is a wet baby.” So with all of the life-altering changes that 2020 has thrown at us, it’s safe to say most of us are experiencing some degree of stress.
Featured Insurance Products
![Accident & Disability icon]()
Accident & Disability
Accident insurance pays a lump sum cash benefit for covered injuries employees or a insured family member sustain as a result of an accident. - This works in addition to other insurance employees may have. - Premiums can be paid by the employee or shared with the employer. - Short-term disability protection. - Guarantee-issue option is available on certain products.¹![Cancer & Critical illness icon]()
Cancer & Critical illness
Once a critical illness diagnosis is made, unexpected costs can follow. These costs may include deductibles, copays, coinsurance, alternative treatments, transportation and caregiver costs. Offer your employees Washington National products with: - Lump-sum benefits for today’s most common critical illnesses. - Guarantee-issue option on certain products.¹ - First diagnosis and recurrence benefits. - Wellness benefits. - Premium-return options.![Hospitalization & ICU icon]()
Hospitalization & ICU
Provides coverage to help supplement the gaps in today’s high-deductible medical plans. Our products include: - Coverage for the family. - Coverage for hospital and outpatient visits. - Doctor office and wellness benefits. - Payroll deduction. - Three options for intensive care unit coverage.![]()
Universal life insurance
Universal life insurance offers coverage that can be kept in force for a lifetime. It’s available for employees, as well as for spouses, children and grandchildren. - Our policies can build cash value over time, so employees may be able to take a loan from the policy’s cash value if needed. - Employees can change their premiums at any time to meet changing budgets. - Cash value grows over time to provide a tax-free death benefit.² - And an innovative Automatic Benefit Increase rider allows them to increase the policy’s face value with no additional underwriting.
Learn More
¹Subject to participation requirements.
²Insurers and their representatives are not permitted by law to offer tax or legal advice. The general and educational information here supports the sales, marketing and service of insurance policies. Based upon individuals’ particular circumstances and objectives, they should seek advice from their own qualified and duly licensed independent tax or legal advisers.
How We Can Help You
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TAILORED ENROLLMENT SOLUTIONS
Our partner, Web Benefits Design (WBD) is a leading online administration firm with a best-in-class, proprietary technology platform for employer benefit programs. WBD creates and manages custom benefits websites for businesses, providing a personalized benefits shopping experience for employees, and connects seamlessly to carrier and payroll systems.![]()
EXPERTS IN BENEFITS ADMINISTRATION
WN2 Enrollment Solutions (WNES) is an enrollment powerhouse that partners with brokers to help them easily offer voluntary benefits to their customers—regardless of size, location or working conditions.![]()
SMALL BUSINESS BENEFITS
Benefit Basics is a health insurance bundle built with small businesses in mind. The bundle consists of: A Minimum Essential Coverage (MEC) plan that covers preventative and wellness-related tests and treatments; and so much more. In addition it features four key products—accident, critical illness, cancer and life.
Washington National Insurance Company is a supplemental insurance product provider only, it does not provide Minimum Essential Coverage. Washington National is not affiliated with HealthJoy and its related services or any provider selected through Multiplan.com.
Featured Videos
When life takes an unexpected turn and you experience a sudden illness or injury, you could face physical and financial repercussions. But there’...
When life takes an unexpected turn and you experience a sudden illness or injury, you could face physical and financial repercussions. But there’s a solution. Supplemental health insurance can help you cover the costs of a health event with cash benefits paid directly to you.
When life takes an unexpected turn and you experience a sudden illness or injury, you could face physical and financial repercussions. But there’s a solution. Supplemental health insurance can help you cover the costs of a health event with cash benefits paid directly to you.
Featured Videos
Over 100 years ago, Harry and George Kendall started an insurance company in their hometown of Springfield, Illinois and named it Washington Nation...
Over 100 years ago, Harry and George Kendall started an insurance company in their hometown of Springfield, Illinois and named it Washington National. Decade after decade, we keep doing what we do best: helping Americans protect the people they love most. Our longevity is why you can depend on us to help provide financial security for you and your family for life.
Over 100 years ago, Harry and George Kendall started an insurance company in their hometown of Springfield, Illinois and named it Washington National. Decade after decade, we keep doing what we do best: helping Americans protect the people they love most. Our longevity is why you can depend on us to help provide financial security for you and your family for life.
Featured Videos
Chances are you or someone you love will be affected by a critical illness at some point in your life. A critical illness can take an unexpected fi...
Chances are you or someone you love will be affected by a critical illness at some point in your life. A critical illness can take an unexpected financial toll, but a critical illness supplemental insurance policy can help protect your pocketbook. Discover how Washington National can work for you!
Chances are you or someone you love will be affected by a critical illness at some point in your life. A critical illness can take an unexpected financial toll, but a critical illness supplemental insurance policy can help protect your pocketbook. Discover how Washington National can work for you!
Featured Videos
$11,000—that’s the average cost of a hospital stay.* Would you have enough savings to cover the bills if the unexpected happened? Hospital inde...
$11,000—that’s the average cost of a hospital stay.* Would you have enough savings to cover the bills if the unexpected happened? Hospital indemnity insurance can help cover the costs. Discover how Washington National can work for you!
$11,000—that’s the average cost of a hospital stay.* Would you have enough savings to cover the bills if the unexpected happened? Hospital indemnity insurance can help cover the costs. Discover how Washington National can work for you!
Featured Videos
Employers: Did you know there’s a simple way you can help look out for your employees, even if they’re no longer part of your workforce? It’s...
Employers: Did you know there’s a simple way you can help look out for your employees, even if they’re no longer part of your workforce? It’s called portability. This feature of supplemental insurance allows employees to keep their coverage, even after they no longer work for your company.
Employers: Did you know there’s a simple way you can help look out for your employees, even if they’re no longer part of your workforce? It’s called portability. This feature of supplemental insurance allows employees to keep their coverage, even after they no longer work for your company.
Featured Videos
Employers can help employees be better prepared for future health care needs by:
1. Raising awareness about the prevalence and financial impact of ...
Employers can help employees be better prepared for future health care needs by:
1. Raising awareness about the prevalence and financial impact of critical illness.
2. Educating employees on their benefits and how to use them.
3. Helping employees fill coverage gaps with supplemental insurance.
1. Raising awareness about the prevalence and financial impact of critical illness.
2. Educating employees on their benefits and how to use them.
3. Helping employees fill coverage gaps with supplemental insurance.
Employers can help employees be better prepared for future health care needs by:
1. Raising awareness about the prevalence and financial impact of critical illness.
2. Educating employees on their benefits and how to use them.
3. Helping employees fill coverage gaps with supplemental insurance.
Frequently Asked Questions
About Washington National
Washington National Insurance Company is a leading provider of supplemental health and life insurance for middle-income Americans in the worksite and to individuals.
Washington National Insurance Company’s rich history began over 100 years ago, when our first policy was hand-delivered by bicycle. Since then our modes of transportation have changed, but our commitment to serving our customers with personal services remains the same.
Today, we help over 1 million Americans protect the people they love most through our supplemental health and life insurance products. Our valuable benefits can help protect you from the financial hardship that so often comes with critical illnesses, accidents and loss of life.
So, who is Washington National? We are a group of enthusiastic individuals, committed to creating customers for life through honest, straightforward and memorable service at every interaction. We focus on providing customers a positive and meaningful experience every time. Our dedication to serving customers well and meeting their needs drives us to achieve excellence in everything we do. Serving customers in a personal yet professional manner is our priority, and you can depend on us to be a strong, caring partner. When you are ready, we are here to provide you with insurance coverage that makes sense to you.
Washington National Insurance Company’s rich history began over 100 years ago, when our first policy was hand-delivered by bicycle. Since then our modes of transportation have changed, but our commitment to serving our customers with personal services remains the same.
Today, we help over 1 million Americans protect the people they love most through our supplemental health and life insurance products. Our valuable benefits can help protect you from the financial hardship that so often comes with critical illnesses, accidents and loss of life.
So, who is Washington National? We are a group of enthusiastic individuals, committed to creating customers for life through honest, straightforward and memorable service at every interaction. We focus on providing customers a positive and meaningful experience every time. Our dedication to serving customers well and meeting their needs drives us to achieve excellence in everything we do. Serving customers in a personal yet professional manner is our priority, and you can depend on us to be a strong, caring partner. When you are ready, we are here to provide you with insurance coverage that makes sense to you.
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